Some of you may be familiar with ERISA (Employee Retirement Income Security Act), some of you may think it only applies to large groups. It is the “buzz topic” right now in the benefits industry and in the forefront of brokers and employers for several reasons.  One reason it is in the forefront is due to Healthcare Reform and its funding.  The DOL has hired new auditors to begin looking at health plans to be sure that they are compliant ...