You Are An Eagle

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If you forged out on your own and started your own business, you are an eagle. But one of the amazing things about eagles, is that they don’t flock like chickens or seagulls. They are independent, perched above all they survey, giving them a perspective that no one else has and enables them to make decisions that those below are unable to.

As a business leader, you have many of the same traits. Perched above your business you can see the whole ...

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What is this ERISA stuff??

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Some of you may be familiar with ERISA (Employee Retirement Income Security Act), some of you may think it only applies to large groups. It is the “buzz topic” right now in the benefits industry and in the forefront of brokers and employers for several reasons.  One reason it is in the forefront is due to Healthcare Reform and its funding.  The DOL has hired new auditors to begin looking at health plans to be sure that they are ...

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Employer Requirements-Medicare Part D

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Did you know that not only do you have to send out Medicare Part D Notices to your Medicare-eligible employees, but YOU as an Employer must also disclose to CMS (Centers for Medicare & Medicaid Services) whether your prescription drug coverage is creditable? This disclosure much be made to CMS on an annual basis.

This disclosure must be made at the following times:

Within 60 days after the beginning date of the play year for which you are providing the form.
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Medicare Part D Reminder

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Reminder- Medicare Part D Notifications Due By October 15th!

Group health plan sponsors that provide prescription drug coverage are required to provide a notice of creditable or non-creditable prescription drug coverage to Medicare Part D eligible individuals who are covered under the entity’s prescription drug plan. Employees will use that information to help them formulate their personal decision to determine whether or not they will enroll in Medicare Part D prescription coverage.

The Centers for Medicare and Medicaid Services (CMS) provides ...

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Summer 2014 Updates

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Draft Instructions for IRS Reporting on Employer Mandates

On 8/28/2014, the IRS released draft instructions for the reporting forms on employer mandates for large employers.

You can find these forms at IRS Draft Forms. These forms are for informational purposes only and the IRS will post final versions on a later date.

The IRS will also be hosting a webinar on September 9th at 2:00. This will show large employers how to report on minimal essential coverage. If you are interested ...

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