Did you know that a third of all employees are disengaged, and each costs an organization approximately $3,400 for every $10,000 in revenue?  We can show you how to ensure your employees are happy and engaged through their benefits – by developing creative solutions without additional costs.  Employee benefits are not a cost center, but rather the straightest path to improving your bottom line.  Companies with a highly engaged workforce can experience a 19.2 percent growth in operating income in just 12 months.


CBSI was founded on principles, and we will tell you what you need to hear, not just what you want to hear.  As a business leader, you are a visionary eagle who sits on a perch that gives you a perspective that no one else has.  While important for strategic thought and action, understanding what’s happening at the ground level with your team members is vital to your survival. We give you insight into your employee’s engagement and the necessary feedback to improve morale at your company.

Improve employee satisfaction and your bottom line with our innovative employee benefit solutions

(CLICK HERE to change the conversation from cost to impact)

Give us two hours a year with your employees with our unique Benefits Days program, and we will show you how to make a significant impact without additional costs.

  • ''From that first phone call, I quickly realized that I didn’t just have a representative to contact, but that I had a friend. I look forward to our continued working relationship with CSBI Benefits and our friendship.'' - David Cangelosi Finance Associate @ Q Research Solutions, Inc.

  • ''CBSI has the industry experience we could never replace brokering on our own.'' - Mary Kay Riccardi, Chief Financial Officer, Amboy National Bank

  • ''... we made a great move when we enlisted your services...`` - Cheryl Gurick, HR Officer, SODAT of New Jersey, Inc.

Don’t just believe us on the impact of benefits and engaged employees. Believe the latest findings -

  • 96% of employees who are satisfied with their benefits are satisfied with their jobs (Aflac)
  • 54% of employees choose "benefits and paid time off" as what drives engagement most (Namely)
  • 78% said that the employee benefits package is very or extremely important in their decision to accept or reject a job (EBRI)
  • 66% of companies see an ROI on their health and performance initiatives; 35% report improved productivity and 34% cite improved morale (Hub International)
  • A disengaged employee costs an organization approximately $3,400 for every $10,000 in annual salary. Disengaged employees cost the American economy up to $350 billion per year due to lost productivity.  (McLean and Company)
  • Companies with low engagement scores earn an operating income 32.7 percent lower than companies with more engaged employees.  Similarly, companies with a highly engaged workforce experience a 19.2 percent growth in operating income over a 12-month period. (Report for the UK government).

Visit our resource center often for up-to-date legislation and employee benefit solutions that impact your business! More

Check out these free benefit resources for download by CBSI

Employee Benefits

Includes Group Health Insurance, Group Dental, Vision, Group Life and more…

Medicare Plans

Are you or a loved one eligible for Medicare?  Click here to find out more …

Payroll services by CBSI

Payroll Services

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Individual Plans

Not Eligible for group coverage? Click here to explore individual plans customized just for you!