Poverty and Santa Claus: What Every Business Owner Needs to Know

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For the past 15 years I’ve played Santa Claus at my Dad’s church in a low-income section of Philadelphia.  It’s a treat to see the children’s faces and their smiles. I really enjoy doing this, but it wasn’t always that way.

My first outing as Santa, found me interacting with the children, asking if they had been good, while handing out donated presents. At one point, after handing a child his gift, a mother looked at me scornfully and asked, “Is ...

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Win, Win: Better Benefits Benefit Employers, Employees

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Better benefits benefit employers, employees. A great article in NJBIZ quoting leading experts on the subject, including our own Vlad St. Phard. Learn how they can benefit your business too:

Good employer-employee communications can be key.
“Business owners often focus on the cost of benefits, but you need to start with your employees,” said Vladimir St. Phard, president of Hightstown-based Customized Benefit Solutions. “Think strategically, and make health care benefits, for example, part of your conversation with employees ...
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You Are An Eagle

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If you forged out on your own and started your own business, you are an eagle. But one of the amazing things about eagles, is that they don’t flock like chickens or seagulls. They are independent, perched above all they survey, giving them a perspective that no one else has and enables them to make decisions that those below are unable to.

As a business leader, you have many of the same traits. Perched above your business you can see the whole picture, ...

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What is this ERISA stuff??

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Some of you may be familiar with ERISA (Employee Retirement Income Security Act), some of you may think it only applies to large groups. It is the “buzz topic” right now in the benefits industry and in the forefront of brokers and employers for several reasons.  One reason it is in the forefront is due to Healthcare Reform and its funding.  The DOL has hired new auditors to begin looking at health plans to be sure that they are compliant ...

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