Deductibles & Keeping Your Plan

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Deductible Limits Repealed

April 1, 2014: President Obama signed the “Protecting Access to Medicare Act of 2014.” This act focuses on Medicare reimbursement rates for doctors. It delays a 24 percent cut in Medicare Physician payments for one year. In addition to this and what is important to Small Employers (those with

With the lifting of this restriction, Small Employers will have more flexibility to choose health plans with higher deductibles. This law; however, does not affect the Affordable Care Act’s out-of-pocket ...

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Employer Mandate Delay

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More Delays for Large Employers
WASHINGTON – Today, the U.S. Department of the Treasury and the Internal Revenue Service (IRS) issued final regulations implementing the employer responsibility provisions under the Affordable Care Act (ACA) that take effect in 2015.  In addition, final regulations will be issued shortly that aim to substantially streamline employer reporting requirements for employers that offer highly affordable coverage to all or virtually all of their full-time employees.  The employer responsibility rules assist employers affected by these policies in providing quality, affordable ...

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DOL Issues Model Exchange Notice and Sets Compliance Deadline

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Beginning Jan. 1, 2014, individuals and employees of small businesses will have access to insurance coverage through the Affordable Care Act’s (ACA) health insurance exchanges (Exchanges). Open enrollment under the Exchanges will begin on Oct. 1, 2013. ACA requires employers to provide all new hires and current employees with a written notice about ACA’s Exchanges. This requirement is found in Section 18B of the Fair Labor Standards Act (FLSA).

On May 8, 2013, the Department of Labor (DOL) released Technical ...

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